State coverage

Loan-type availability by state

This map provides a general overview of current service availability. Select or focus a state to identify its category.

Licensed for All Loan Types DSCR Loans Only

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Nations Capital Services state licensing map All states are licensed for all loan types except Alaska, Hawaii, Montana, New Jersey, New York, North Dakota, Rhode Island, and Vermont, which are DSCR loans only. State boundaries: U.S. Census Bureau 2025 cartographic boundary files, 1:20,000,000. Alabama — Licensed for all loan types Alaska — DSCR loans only Arizona — Licensed for all loan types Arkansas — Licensed for all loan types California — Licensed for all loan types Colorado — Licensed for all loan types Connecticut — Licensed for all loan types Delaware — Licensed for all loan types Florida — Licensed for all loan types Georgia — Licensed for all loan types Hawaii — DSCR loans only Idaho — Licensed for all loan types Illinois — Licensed for all loan types Indiana — Licensed for all loan types Iowa — Licensed for all loan types Kansas — Licensed for all loan types Kentucky — Licensed for all loan types Louisiana — Licensed for all loan types Maine — Licensed for all loan types Maryland — Licensed for all loan types Massachusetts — Licensed for all loan types Michigan — Licensed for all loan types Minnesota — Licensed for all loan types Mississippi — Licensed for all loan types Missouri — Licensed for all loan types Montana — DSCR loans only Nebraska — Licensed for all loan types Nevada — Licensed for all loan types New Hampshire — Licensed for all loan types New Jersey — DSCR loans only New Mexico — Licensed for all loan types New York — DSCR loans only North Carolina — Licensed for all loan types North Dakota — DSCR loans only Ohio — Licensed for all loan types Oklahoma — Licensed for all loan types Oregon — Licensed for all loan types Pennsylvania — Licensed for all loan types Rhode Island — DSCR loans only South Carolina — Licensed for all loan types South Dakota — Licensed for all loan types Tennessee — Licensed for all loan types Texas — Licensed for all loan types Utah — Licensed for all loan types Vermont — DSCR loans only Virginia — Licensed for all loan types Washington — Licensed for all loan types West Virginia — Licensed for all loan types Wisconsin — Licensed for all loan types Wyoming — Licensed for all loan types

DSCR Loans Only

Alaska, Hawaii, Montana, New Jersey, New York, North Dakota, Rhode Island, and Vermont.

Licensed for All Loan Types

All other states.

Please note: Availability may change and remains subject to loan type, client agreement, lender requirements, and applicable law. Contact Nations to confirm availability for a particular engagement.